YBK [Part 6]: Bankruptcy filings were up 8% over the first quarter of 2005, an astonishing jump, since much of that period was before the public became aware of the new law. My own cursory examination of state records indicates that the totals were, in fact, down in the first two months (reflecting a two-year trend), so the jump in March must have been huge. As I have noted previously, the figures in April and May were even higher. If history holds, we should have a slight raw decline in June and July, so the next figures to come out will be crucial.