November totals for the Central District of California are out...and they show that the number of bankruptcy filings fell by more than 90% from the totals of one year ago. The large drop in Chapter 13 filings after October 17 (remember, that's the provision favored by the new law) is perhaps the strongest indication that it's not so much the new law scaring people away as it was the end of the old law drawing a high number of people out of the woodwork, who then filed before YBK.