One of the things that most amazes my clients is that after they file bankruptcy, they start receiving applications for new credit cards almost immediately. Since they are publicly signalling their inability to repay their current debts, particularly credit card arrearages, it seems counterintuitive that the same credit card companies would be so eager to reestablish their relationship with the same party that they had just been treating like a deadbeat. And yet, it happens, for reasons that are quite practical from the standpoint of the credit card companies.